Designations and Qualifications:

• Senior Residential Appraiser (SRA) — Appraisal Institute, July 1990
  
• State-Certified Residential Real Estate Appraiser — State of Ohio, Certification #378905
  
• Real Estate Broker — State of Ohio, License #234346
  
• Graduate, Realtors® Institute (GRI) — Ohio Association of Realtors®, May 1979
  
• Serving Hamilton, Clermont, Warren, Butler and Brown Counties in Southwestern Ohio

Qualified to Accept:

• Single-Family, PUD, CONDO, Landominiums, 1-4 Family Investment Properties
  
• HUD, Residential Reports for FHA Approved Lenders

Court Appraisal Work:

• Court of Common Pleas, Division of Domestic Relations, Hamilton County, Ohio
  
• Expert Testimony: Residential Only

Education:

• Bachelor of Science Majoring in Business and Real Estate, University of Cincinnati, 1980
  
• Undergraduate Classes in Liberal Arts, Ohio State University, 1972-1975

Professional Memberships:

• Director, Appraisal Institute, Cincinnati Chapter, 1992-1994
  
• Candidate Guidance Committee for SRA, Cardinal Chapter, 1994-Present
  
• Experience Review Committee for SRA Candidates, Cardinal Chapter, 1995-Present
  
• Elected to a Directorship of the Ohio-Cardinal Chapter of the Appraisal Institute for a 3-year Term, 1/97-12/99
  
• Screener: National Experience Review Panel for the Appraisal Institute, 1998-1999
  

Because I was a realtor myself for eight years, I developed a solid understanding of market value and how homebuyers respond to supply and demand. This experience also gave me a strong understanding of the influence of fluctuating interest rates on homebuyers' buying habits.